Lending Partners

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Smart Financing Backed by Trusted Lending Partnerships

When it comes to real estate, getting the right loan can make all the difference. That’s why Dana Mota, Broker and CEO of The Dana Real Estate & Investment Group, has partnered with proven lending institutions who share the same goal: helping buyers secure flexible, competitive home financing options that work in the real world.

As a member of the Board of Directors at AltaOne Federal Credit Union, Dana brings a unique advantage to her clients—direct insight, influence, and access to lending programs that put buyers first.

Strategic Insight from the Inside

Dana doesn’t just guide buyers through real estate. She helps shape the financial tools that support them. Her seat on the AltaOne Board of Directors means she’s actively involved in how lending solutions are created and improved. That perspective translates into real value for clients.

You’re not just working with a real estate expert—you’re working with someone who helps drive real estate financing solutions from the inside out.

AltaOne Federal Credit Union: Lending That Works for You

AltaOne is a well-established, community-based credit union focused on people, not just numbers. Their programs are designed with real-life buyers in mind, especially those who need flexible terms or are buying for the first time.

Here’s what you can expect:

  • Zero Down Program for Home Buyers

Qualifying buyers can purchase a home with no money down. This program is perfect for those who have the income to support a mortgage but not the upfront savings for a large down payment.

  • First-time home buyer programs

These programs are built to make ownership more accessible—reduced fees, easier qualification, and expert guidance at every step.

  • Low-down-payment mortgage programs

Options include conventional loans with as little as 3% down, depending on your credit and income situation.

  • Home loan assistance programs

AltaOne offers support beyond the numbers: educational resources, hands-on lending officers, and programs tailored to various life stages and income levels.

Private Lending Partner

Pacific Lending 

Fast, Flexible Private Lending

Not every buyer fits the mold—and that’s where Pacific Lending comes in. As a trusted private home loan provider, Pacific Lending works with clients who need more speed or custom loan structures or are investing in multiple properties.

Here’s what makes them a valuable partner:

  • Refinance

Lower your interest rate or cash out equity to use toward upgrades, debts, or new investments.

  • Purchase

Get fully approved upfront, allowing you to make strong, cash-like offers in competitive markets.

  • Investment Loans

Build your portfolio with income-generating properties. They offer options for flippers, landlords, and buyers of multi-unit or mixed-use buildings.

These aren’t cookie-cutter mortgage products. Pacific Lending focuses on adaptable, real-world lending designed to support smart buying and long-term growth.

Why These Lending Partnerships Matter

Anyone can Google mortgage rates. But not everyone has a direct line to decision-makers inside respected lending institutions. Dana does.

By working with both a credit union (AltaOne) and a private lender (Pacific Lending), clients have access to a wider range of home financing options for buyers, whether you’re buying your first home, upgrading, or adding to your portfolio. The process is faster. The terms are better. The service is more personal.

Let’s Talk Financing

Getting pre-approved early can help you move fast when the right property shows up. Whether you want to explore Zero Down programs, compare home loan assistance programs, or find out how to finance an investment property, Dana will help you connect with the right lender and loan strategy. Reach out today to learn more about your options and take the next step with confidence.


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Testimonials

Hear from our satisfied clients! Read their testimonials to discover how our dedicated team has made their real estate journeys smooth and successful. Join the ranks of happy homeowners today!

We felt very comfortable with Dana right from the start. She explained very clearly all of our options and was very clear on her knowledge and experience with real estate. We got offers within days of putting our home on the market and sold it very quickly. Plus, she worked tirelessly to get us our new home, which we love! Dana is absolutely amazing, and my family and I are so grateful for her hard work and friendly attitude.
Joe
Seller
I’m not your usual buyer by no means I like remote properties. I also walk the whole property to see what I’m getting. I did teach her new off beaten path apps and didn’t make her walk with me. She’s very patient she even handled a stressful situation very well. I think I tested her to the max as I ask questions most don’t think about. You couldn’t get a better realtor. She will be used again by us on other places. She also helped us buy or next home.
Jeff Hurley
Buyer
Words always fall short of capturing the how grateful we are to have Dana and her experience behind every investment and project we partake.
Jack Inc
Seller
When you combine 2 degrees in business management and 15 years of real estate brokerage and investments…… you get Dana. One of the best we’ve ever had.
Jack Inc
Seller
The BEST in Kern County! Dana is an outstanding agent that goes above and beyond to make selling home a stress free experience. Top notch experience and flexible to meet your needs.
May Hurley
Seller
She went above and beyond to help us find our dream home. She was always available to answer our questions and ensured we understood every step of the entire process. We would highly recommend her to anyone.
Jack Inc
Seller
We where very lucky to fine Dana she made time for our needs, good communication, and always had an answer for our questions. She made the whole experience easier definitely would contact her for another sell!
Sarahi
Seller
Top notch service and delivery.
Jack Inc
Seller

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